Trips take a long time to plan, often require a travel savings, involved rearranging work schedules and house sitters, and includes much anticipation. Even the best planned trips can be impacted by the unexpected. These unexpected events can cost you your travel investment or more. Cover yourself with travel insurance.
Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.
Here are 5 great reasons to get travel insurance:
- Trip Cancellation Coverage
- Sickness or Injury before or during a trip
- Adverse Weather or Natural Disaster
- Travel Delays or Interruption
- Lost, Stolen or Delayed Baggage
Trip Cancellation: Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason. Allianz “One Trip Prime” offers up to $100,000.
Sickness or Injury: Travel insurance covers travel affected by injury or sickness as well as medical expenses associated with being sick or injured while on your vacation. Allianz “One Trip Prime” offers up to $25,000 in medical/dental emergencies as well as up to $500,000 in emergency medical transportation.
Adverse Weather or Natural Disaster: Travel delays and cancellations due to the weather, such as storms, hurricanes, snow, etc are covered by travel insurance. Allianz “One Trip Prime” offers up to $800. Reimburses up to $200 per day per person for additional travel and lost prepaid expenses if your trip is delayed for five or more hours for a covered reason.
Travel Delays or Interruptions: Thousands of flights are cancelled and/or delayed each year. Allianz “One Trip Prime” offers up to $500 for a change in dates for air or rail travel.
Lost, Stolen, Delayed Baggage: With travel insurance you can be reimbursed for lost, stolen or damaged baggage or personal items. Coverage can pay you back for the purchase of necessary items while your bags are delayed. Allianz “One Trip Prime” covers up to $300 in purchases due to lost luggage.
